Points, Miles & Life

Travel adventures on this earthly pilgrimage

Category: Credit Cards (page 1 of 8)

One week left for this great hotel card offer!

Since its launch in late summer 2018, the new World of Hyatt Visa card has been offering a sign up bonus of 60,000 points. Valuing Hyatt points conservatively at 1.3 cents each, the bonus is worth nearly $800, and potentially much more, depending on how you use the points.

Yesterday I learned that the current bonus will be pulled starting January 9. So there is only one week left to jump on this offer! The new bonus will still be valuable, as it is only being cut by 10,000 points, but those 10,000 points are potentially 2 free nights at Category 1 properties!

Details on the World of Hyatt card offer

The 60,000-point bonus currently offered by the World of Hyatt Visa is awarded in a tiered structure. You will earn 40,000 bonus points after spending $3,000 within the first 3 months of card membership, and then an additional 20,000 bonus points after spending another $3,000 within the first 6 months. Other benefits and terms of the card include:

  • 4 points per dollar spent at Hyatt hotels
  • 2 points per dollar spent on local transit (including ridesharing), restaurants and coffee shops, and airfare
  • 1 free night at a Category 1-4 hotel every year on your account anniversary
  • 1 additional free night at aย  Category 1-4 hotel if you spend $15,000 or more on your card each anniversary year
  • Discoverist elite status
  • 5 elite qualifying night credit each year for holding the card
  • Ability to earn an additional 2 elite night credits for every $5,000 in net spending on your card
  • No foreign transaction fees
  • $95 annual fee, not waived the first year

Personal referral application link.

If you’re looking for hotel points for your future travels, this is one of the best offers currently on the market. I don’t know of any offer than can get you more than 12 nights, aside from the 150,000-point bonus on the Hilton Aspire card. And to get that many, you’d have to find Category 1 Hilton properties, which are way less common that Category 1 Hyatts.

Timberline Grille Denver Airport: Priority Pass Restaurant Review

During one of my work trips to and from the East Coast earlier this summer, I was able to finally stop by the Timberline Grille Denver Airport. The restaurant is one of those within the Priority Pass network. Priority Pass has been on a spree lately when it comes to restaurant additions to their network, which I think is a major plus for travelers. The latest are in San Francisco (SEE: Two SFO Priority Pass restaurants added to network!), which I hope to stop at next time I pass through there.

Timberline Grille Denver Airport: How to use Priority Pass

The Timberline Steaks and Grille is located in Concourse C of Denver International Airport. Since all of DEN is accessible from a single security checkpoint, you can easily access the restaurant even if your flight is from a different concourse. Just take the train there, but give yourself enough time to get back to your gate.

The restaurant is located in the center of the concourse. The hours are from 6:00 a.m. to 9:00 p.m.

timberline grille denver airport

Priority Pass membership will give you and each registered guest $28 off the final bill. Depending on the membership, guests may be free or you may be charged. With my Chase Sapphire Reserve Card, I can bring two guests into a lounge for free, which would give us $84 off the final bill. This is plenty for three people at this restaurant.

To use your Priority Pass membership at the Timberline Grille Denver Airport, you must present your Priority Pass card and same-day outbound boarding pass. Some lounges let you access them on arrival, but it may be that the Timberline Grille does not. Since I was connecting to San Francisco, I had an outbound boarding pass.

When you get your final bill, $28 will be deducted per person registered with the Priority Pass account. If you register people beyond whatever number of free visits your membership provides, you’ll be charged $32 per person, so you’ll actually be paying extra.

Food and drink

The menu offered by the Timberline Grille Denver Airport is excellent. Rather than the typical domestic airport lounge which offers small bites, snacks, and other fairly cheap fare, the Timberline Grill has a full menu or steaks, burgers and other offerings.

The steaks will eat up most, if not all of the Priority Pass credit, so you may still end up paying a little. But for a sit-down airport meal, it’s still a fantastic deal.

I ordered a pulled pork sandwich, which came with a salad. The food was very good.

The view of the airport was nice as well.

The Timberline Grille Priority Pass credit can also be applied to drinks. It turned out that the sandwich and a glass of wine fell a few dollars short of the credit. My server still happily ran my card so I could tip her.

One note: I did find the Timberline Grille Denver Airport to be rather busy during my visit. I had to wait about 10 minutes to be seated. Luckily, I had a healthy connection and still wasn’t rushed. The wait might make stopping by a bit hard if you don’t have enough of a window of time to eat. I’m sure the fact that the Timberline Grille takes Priority Pass hasn’t helped the demand!

Conclusion

DEN doesn’t offer any other Priority Pass lounge access, but the Timberline Grille Denver Airport more than makes up for that. It’s a great place to stop for a meal if you’re passing through. And for mostly free. Which is obviously the best part. ๐Ÿ™‚

3 reasons to consider the Citi ThankYou Premier card

The Citi ThankYou Premier card is the best card in the ThankYou Point-earning family, in my opinion. The Citi Prestige has its place as a premium product, but for the average Joe, the Citi ThankYou Premier is a solid enough card in its own right. And the current offer is nothing to sneeze at. Here are three reasons you may want to make it the next addition to your wallet:

Best sign-up bonus I’ve seen

The current sign-up bonus of 60,000 ThankYou Points is the highest public offer I’ve ever seen for this card. Previous offers have included both 40,000 and 50,000 bonus points, as well as an extended period where no bonus was offered.

The $95 fee is also waived the first year, which is huge. The Citi ThankYou Premier is much like the Chase Sapphire Preferred, the card I tend to recommend as the best all-around starter travel credit card for most folks. It offers increased earning rates on travel (3x), dining and entertainment (2x). Travel also includes gas, so you earn 3x ThankYou Points (TYP) on these purchases as well.

The card also offers no foreign transaction fees, and you can use the points at 1.25 cents each when booking travel through the Citi Thank You portal, or you can transfer them to partner programs. In general, Citi’s partners aren’t quite as good as Chase or Amex, but there are a couple with great uses.

Two awesome transfer partners

While the Citi transfer partners are generally inferior to those of the other bank programs, there are a couple gems that make collecting ThankYou points a great strategy. My favorite is Avianca LifeMiles, mainly because of their short-haul award chart within the U.S. (SEE: 3 reasons I am SUPER excited for the new LifeMiles shorthaul awards).

LifeMiles awards on United metal are easy to book online, as long as they include only one connection. You can fly from California to anywhere within the western states (everything aligned with Colorado westward, with the exception of Montana) for 7,500 miles one-way. If you’re local to Humboldt County, these are an incredible value flying out of Arcata. We utilized Avianca LifeMiles short-haul awards for our flights to the Southwest in the spring (SEE: 2 Tips for Planning a Last-Minute Trip).

The second great transfer partner is Asia Miles. While the program saw a minor devaluation this year, there are still some great uses of the currency when flying with either Cathay Pacific or their Oneworld partners. For example, you can fly nonstop on American Airlines from Chicago, New York, Miami, Charlotte, Phildelphia or Dallas to a number of European destinations for only 45,000 Asia Miles one-way in business class.

There is also value in Flying Blue and Singapore KrisFlyer. Even Turkish Miles&Smiles has some sweet spots. But LifeMiles and Asia Miles are my top favorites. The biggest hurdle for people is learning how to use them effectively.

Diversification of points portfolio

Another benefit of picking up a Citi ThankYou Premier card is that you will have access to additional partners besides those offered by either Chase or Amex. Sure, I remarked that they are inferior to the other programs, but they are definitely not useless.

I’ve found that having a diverse portfolio of points is one of the best strategies for making trips happen. Don’t lock yourself into only one or two currencies (I always suggest having a plan). Bank programs with transfer partners are already a step above straight hotel or airlines cards. But holding more than one can make some sense. I love my American Express Everyday card as it is both free ($0 annual fee), yet earns 2x Membership Rewards points on groceries and leaves me the option of accruing Membership Rewards points. Having cards with all three currencies gives me a lot of options.

Conclusion

If you’re in the market for a new card, the Citi ThankYou Premier may be the way to go. With a $0 annual fee, you really can’t go wrong if you want to try the program out. If you find it isn’t for you, just drop it when you hit your first year.

As always, don’t apply because some guy on the internet told you to. Take a look at the offer and see if this card offers some value to you. ๐Ÿ˜‰

Get up to 12 free nights from this hotel card offer!

You probably clicked on this due to the eye-popping headline. I know. It’s clickbait-y. But now let me convince you why you might actually want to consider the current offer for the new Chase World of Hyatt Visa card. You can get up to 12 free nights from this offer.

Why Hyatt is a great hotel program

While I’m not a huge fan of the refreshed World of Hyatt program in terms of elite status and benefits, if your goal is inexpensive free nights, it is one of the best.

Hyatt shines due to their reasonable award prices for lower tier hotels. Category 1 properties cost a mere 5,000 points per night. Most of these in the U.S. go for at least $100 per night, including taxes. And there are a good number of Category 1 properties across the U.S. You won’t fine them in urban areas, but they are common enough.

Category 2 and Category 3 properties aren’t all that far behind at 8,000 and 12,000 points per night, respectively. Even with just those three categories and Hyatt’s fairly small footprint, you still have much of the U.S. covered. Check out this complete map of Hyatt hotels.

The lower tier properties are almost always Hyatt Place and Hyatt House brands. But don’t think that means they aren’t good. Both brands are great! Hyatt House is one of the best hotel brands at which I’ve ever stayed (SEE: Hyatt House Portland Review).

So…all that said, the World of Hyatt Visa could have you well on your way to quite a few free nights.

I put friends up at this Hyatt Place hotel for only 5,000 points!

Chase World of Hyatt Visa card offer

Chase issues the co-branded World of Hyatt credit card which has recently undergone a bit of a refresh. The current sign up offer is for a total of 60,000 Hyatt points, which is equivalent to 12 free nights at a Category 1 hotel!!

The minimum spend is fairly large, however. You earn 40,000 bonus points after $3,000 in spending within the first three months. An additional 20,000 points are awarded after spending a cumulative $6,000 within the first 6 months.

The card earns 4 points per dollar at Hyatt hotels, 2 points per dollar at fitness clubs and gym memberships, and 1 point per dollar everywhere else. The card carries a $95 annual fee that is not waived. But who can argue that paying $95 for 12 nights of hotel isn’t a good deal.

The card also gives you a free night every anniversary, as well as an additional free night annually if you spend $15,000 on the card within your cardmember year. The card gives you 5 nights of elite status credit as well, plus 2 more elite nights for every $5,000 in spend.

If you are interested in applying, I would appreciate it if you would use my personal referral link (I may receive points if you apply through my link).

Conclusion

As always, I’ll end my spiel by saying that you should always be wise with your card usage and pay off your balances monthly (SEE: 5 Commandments of Travel Credit Cards). I personally consider the World of Hyatt Visa to be a solid product, and one of the best hotel card offers available currently. However, do your own research and consider whether this product is something of value to you. Don’t just apply for a card because some guy on the internet says you should!

If you have any questions, you’re more than welcome to leave a comment or drop me a note on my contact page.

Increased bonus on this flexible point travel card!

While I tend to target hotel, airline, and bank cards with flexible transferable points, sometimes you just need some “miles” that just act like cash. This is for those random expenses you can’t cover with other currencies. It could be a night at a bed and breakfast or a ferry ride to Newfoundland. That’s where cards like the Barclaycard Arrival+ come in.

Elevated bonus on the Barlcaycard Arrival+

The Barclaycard Arrival+ is currently offering an increased bonus of 60,000 “miles” after $5,000 in purchases within the first 90 days and payment of the $89 annual fee. After hitting the spending requirement, you’ll have $700 worth of flexible travel points that cost you $89. Definitely worth looking into.

Redeeming your miles is easy. You simply charge a travel purchase to your card and then use your miles as a statement credit to offset the purchase within 120 days. One of the only “features” I dislike is that the minimum redemption is $100 or 10,000 miles.

Additionally, the card provides a 5% rebate when you redeem your “miles”. The card also waives foreign transaction fees and earns 2x miles per dollar spent on all purchases.

At the end of the day, it really isn’t an earth-shattering product. It’s essentially a 2% cash back card that has a $100 redemption requirement and gives you back an extra 5%. Things like the collision damage coverage may help make up for the annual fee, but a better card might just be a plain ol’ Citi DoubleCash (SEE: 5 of the best no-fee credit cards for travel)ย that will earn you 2% back on everything with no annual fee.

But that sign-up bonus is worth chasing. I used the sign-up bonus from my Arrival+ back in 2015 to pay for our ferry from Nova Scotia to Newfoundland, something we never could have done without the flexible points.

Experience with Barclays approvals

Some people struggle to be approved for products with Barclays. I don’t know why. I’ve never hit them furiously like I have…uh…Amex. But they’ve approved me for almost everything I’ve applied for.

Just take it slow and steady. If this is your first card with Barclays and you don’t have a lot of hits on your credit report and otherwise good credit, you’ll probably be fine.

Downgrading to the Barclaycard Arrival

After holding onto the Barclaycard Arrival+ for a year, my wife and I both downgraded ours to the plain Arrival card (without an annual fee). I typically would have straight-up canceled, but in this case, there is still an ongoing benefit from having the card: ability to earn miles by writing travel stories.

If you sign up for the Barclaycard Travel Community and link your Arrival+ or Arrival card, you can earn miles by writing travel stories. You can actually earn points towards Amazon gift cards if you don’t have the card, but the earn rate is significantly worse. I can easily earn the equivalent of $2 per story if I write aย  quick 100 word summary, add a photo, and add a handful of travel detail “points of interest” that each give you 10 miles.

Conclusion

With the elevated bonus and the ability to use the miles flexibly for any travel purchases, the Barclaycard Arrival+ is a great option if you’re on the lookout for a new card. As always, do your research for yourself. Don’t just sign up because a random guy on the internet told you to. ๐Ÿ˜‰

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