Back in February I decided to pull the trigger on applying for the Business Platinum card from American Express. This was the first premium card that I had ever applied for, and deciding to swallow the $450 annual fee took some careful consideration. But with a $200 offset (I was able to cash out the airline incidental credit as gift cards and sell them), it seemed worth it. Plus the card was offering a bonus of 100,000 Membership Rewards (MR) points.

One of the biggest perks of the Business Platinum card is that it gives a 50% rebate on flights when you use the “Pay with Points” option. This has recently been decreased to 35%, but I have a year to use the benefit due to when I got my card (SEE: Reminder – Last day to sign up and get the 50% points rebate on the Amex Business Platinum). By paying with points, you don’t have to worry about award space. You just use points to pay for a cash ticket.

Normally, you only get 1.0 cent per point out of your MR points using the “pay with points” option. But the 50% rebate perk of the Amex Business Platinum card essentially gets you 2.0 cents per point. This makes booking revenue flights with “pay with points” a much better deal.

Note that you do only get to pick one airline each year for which you can use this perk on economy flights, but the benefit works on all premium cabin flights.

Visit Montana? I think yes

With barely 48 hours of mulling the idea over, I pitched a Montana trip idea to my brother-in-law. We have a friend who is interning in Kalispell this summer, and more who live near Missoula. I figured we could fly to Kalispell for several days, visit them, and see Glacier National Park. Award space was basically nonexistent, so I used “pay with points” option. This allowed the plane tickets to be completely free, plus it gave me a solid redemption value for my MR points.

Less than a day after that, the entire trip was all booked. Flights are 100% covered, and the hotels are 90% covered (I booked one points & cash night).

To top things off, I got a fantastic deal on a rental car using Autoslash, plus I can use Arrival miles to cover the majority of that cost. My brother-in-law will cover the cost of driving to Medford and parking at the airport, so all said and done we’re down to maybe $70 each plus food. It’ll be a super cheap 5 day vacation.

What to do in Kalispell

We obviously want to visit our friend Sage while we’re there. We also hope to spend 2 days in Glacier National Park. He has the weekends off, so hopefully we can see the park for a couple days. I’ve heard only good things about Glacier National Park, and I cannot wait to visit!

On Sunday or Monday we’ll visit our friends near Missoula. For various reasons we need to play things by ear, but that is a-ok by me. Tuesday we’ll fly back to Medford, and then drive the 4 hours home.

Conclusion

I hadn’t planned on taking another vacation so soon, but hey, that is one of the beauties of using points and miles. Even last-minute travel in the height of summer can be made affordable. If I didn’t have a stash of points, we’d be paying about $2,500 out of pocket for the 5 night trip. Now we’re looking at $400 or so, split between two of us.