Credit card sign up bonuses routinely fluctuate. It is good to understand when you are getting in at the top of the wave rather than the bottom. In general, most airline cards should turn your head when they have an offer of 50,000 miles or more.
Hotel cards, however, are all over the map. You just need to understand each program and the value of its points currency. But…the good thing is most bloggers will let you know when the offers are at their best. And now is one of those times for the Hilton American Express cards.
Hilton Amex Card offer
The offer on the Hilton Card from American Express is 80,000 points after $2,000 in spending within the first 3 months of card membership. Features of this card include:
- No annual fee
- Earns 7x Hilton points on Hilton stays, 5x points on gas, groceries, and restaurants, and 3x points on everything else.
- Hilton Silver status and ability to earn Gold status after spending $20,000 on the card in a calendar year.
The no-fee Hilton card is one of the “keepers” in my wallet. Because American Express only offers a sign-up bonus once per lifetime on their products, getting the Hilton card with this increased bonus is ideal. Once you have it, there is no reason to drop in, in my opinion, since you can’t ever get the sign up bonus again.
Hilton Surpass Amex Card offer
The offer on the Hilton Surpass Card from American Express is 100,000 points after $3,000 in spending within the first 3 months of card membership. Features of this card include:
- $85 annual fee
- Earns 12x Hilton points on Hilton stays, 6x points on gas, groceries, and restaurants, and 3x points on everything else.
- Hilton Gold status and the ability to earn Diamond status after spending $40,000 on the card in a calendar year.
The perks of the Hilton Surpass Card over the no-fee American Express Hilton card are slightly better since it grants you automatic Gold status with Hilton, and the earning is better as well. But there is a fee. However, if you have paid Hilton stays several times per year, you’ll probably come out ahead with this card.
Both offers end 5/31/17.
The value of Hilton points
While these bonuses might seem huge in terms on the number of bonus points, they really aren’t all that spectacular. Don’t get me wrong, now is definitely the time to apply. But Hilton points don’t go as far as you might think.
Hilton hotels require anywhere from 5,000 to 95,000 points per night, which mean you could actually get over 20 nights out of the 100,000 point bonus offer (Hilton also offers a 5th night free benefit)! But the 5,000 and 10,000 point hotels are few and far between.
Honestly, I’m not even sure you can find them anymore after Hilton killed their award chart. But I haven’t really checked. In general, you should expect to pay anywhere from 30,000 to 50,000 points per night on a “typical” hotel.
At this point, just view your Hilton points as worth about 0.5 cents each. This makes the bonuses worth roughly $400 and $500, respectively. This is a good card bonus, but nothing groundbreaking.
Again, if you’re interested in the no-fee Hilton card, shoot me a note via the contact me page and let me send you a referral link.